Recently in healthy living Category
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Stay Strong Forever
- Aerobics. Run, fast walk, bike, or use a machine -- such as a cross-trainer or rower -- for 30 minutes every day. Whatever you choose, you need to work up a light sweat, which means that moderate walking or slowly turning the pedals of an exercise bike won't do it.
- Strength training. Lift light weights, use weight training machines, or do push-ups and chin-ups. But whatever you do, make sure you do it vigorously and regularly.
- Stretching. Keeping joints, muscles, and tendons loose and supple prevents -- or at least helps cope with -- all sorts of nasty body problems. An hour of yoga, pilates, stretching, or some type of martial arts classes three times a week is just the ticket.
Plan for Retirement Early
- A lack of practical knowledge about how to get involved in new activities.
- Shyness -- often the result of a dip in self-esteem that can accompany no longer having a job. Shy people often become isolated people
- Increasing insecurity about your self-worth as you age ("Who would want me?").
- Declining physical ability. People who have relied on their participation in sports both to feel good about themselves and as a way to make friends are particularly vulnerable to becoming depressed and isolated should physical limitations mean they can no longer play.
- The inability to find a job that really makes use of their skills -- most retired engineers don't want to take tickets at the local amusement park.
- Unexpected boredom with planned activities. Many people report that by the time they finish their third cruise, they never want to see another margarita again.
- The (sometimes unwelcome) childcare expectations of your children. If you must care for your grandchildren many hours a day, you won't have much time to do anything else. This can be great if caring for kids is what you love to do, but tough to cope with if it isn't.
Do I have your attention? Great, so tell me -- exactly what will you do when you retire? Yes, that's right -- I'm challenging you to come up with a detailed list. Take a few minutes to write down the things you anticipate being actively involved in. And don't include solo activities such as reading, watching TV, or walking. While fine in themselves, none of these is likely to keep you energized and interested for long.
Invest in Good Health
Not surprisingly, good health is particularly important for these low-income retirees. Not only does it reduce out-of-pocket costs for health care and drugs not covered by Medicare, but more importantly, it makes it far easier to work at least part-time for five or ten years, thus producing a much-needed financial cushion.
